SAR Writing Fundamentals:
The Write Stuff

VIRTUAL WORKSHOP | SEPTEMBER 25, 2025 | 11:00 AM ET

ABOUT THE EVENT

This 3-hour introductory workshop is designed to help new financial crime professionals develop a solid foundation in Suspicious Activity Report (SAR) writing.

This course breaks down the core components of a well-structured SAR and provides the tools you need to start writing with clarity and confidence.

Whether you're just entering a compliance role or transitioning into financial crime investigations, this hands-on session will guide you through the basics, from identifying key elements of a report to drafting straightforward narratives that meet regulatory expectations.

Learning Objectives

By the end of this workshop, participants will be able to:

  • Define the purpose and regulatory role of a SAR within the broader financial crime landscape
  • Identify the key components of a SAR, including subject information, suspicious activity details, and narrative
  • Use the “5 W’s” framework to organize information clearly and completely
  • Write simple, factual SAR narratives that avoid speculation and jargon
  • Recognize common red flags and typologies typically reported in SARs
  • Follow basic best practices for summarizing transactions and avoiding common pitfalls in SAR writing
     

Workshop Structure

SAR Fundamentals

Effective SAR Writing

Investigative Best Practices

Hands-on Excercise: SAR Narrative Review

WHO SHOULD ATTEND?

Anyone with a role in writing SARs, or supporting SAR filing, will benefit from this workshop. While the content is focused on the U.S. regulatory framework for reporting, most of the material, exercises and best practices will be applicable to professionals in other jurisdictions. In addition, law enforcement agents who use SARs will also benefit from learning the process and procedures that goes into their creation. Example roles include:  

  • AML analysts and investigators
  • Fraud analysts and investigators
  • AML team leaders
  • Fraud team leaders
  • Federal, state and local law enforcement

REGISTER

Please note that an on-demand recording will be available for members for 30 days following the workshop.

Workshop Only

Member

Sold out

Registration Closes September 24, 2025

Non-Member

Sold out

Registration Closes September 24, 2025

Workshop + 1 year Membership Bundle

Workshop + 1 Year Membership

$424.00
Sold out

Registration Closes September 24, 2025

Government
Workshop + 1 Year Membership

$344.00
Sold out

Registration Closes September 24, 2025

AGENDA

SAR Fundamentals

Topics Covered:

    • Purpose of SARs in financial investigations
    • Regulatory requirements (BSA, FinCEN, FATF guidelines)
    • How law enforcement uses SARs in investigations

Effective SAR Writing

Topics Covered:

    • Who, What, When, Where, Why, and How (5Ws + H)
    • Structuring SAR narratives for clarity and impact
    • Avoiding vague language and unnecessary details
    • Common mistakes that weaken SAR effectiveness
 

Investigation Best Practices 

Topics Covered:

    • Using factual, objective, and chronological storytelling
    • Aligning narratives with transaction records
    • Key phrases and keywords for law enforcement readability
    • Red flags for money laundering, fraud, and other financial crimes
 

Hands-On Exercise: SAR Narrative Review

The House Always Wins? The State of Play in Casino and Gaming AML ComplianceNetworking and Discussion

Activity:

    • Participants receive a financial crime case scenarios.
    • Review SAR narratives based on the provided data.
    • Peer review session with feedback from the instructor.
 

Q&A & Closing Remarks

Topics Covered:

    • Recap of SAR writing best practices
    • Additional SAR resources and compliance tool
    • Open Q&A Session

Meet Your Instructors

Ruth Kruse

Deputy BSA Officer

Bio here

Southwest Heritage Bank

Meet Your Hosts

Erin O'Loughlin

Sr Director of Training

Erin O’Loughlin is the Senior Director of Training at the Association of Certified Financial Crime Specialists (ACFCS).  

Prior to beginning her role in 2021 at ACFCS, she has worked for 10 years inside the financial crimes/compliance industry in a variety of roles, from AML investigations for Bank of America to scouring dark web markets (to identify proactive risk) on the TOR network for Western Union, to supervising crypto fraud and money laundering investigations for Coinbase.

Prior to entering the private sector, Erin served as an operations officer in the Central Intelligence Agency for ten years. She was posted in both overseas and domestic positions, specializing in Counter Terrorism, intelligence collection, conflict resolution, mediation, and due diligence.

ACFCS

Cheyenne Vyska

Sr Training Manager

Cheyenne Vyska is a Senior Training Manager at the Association of Certified Financial Crime Specialists (ACFCS), where she has been advancing financial crime prevention education since 2022.

Cheyenne brings specialized expertise in investigations, KYC and onboarding, cryptocurrency, and international money transfer compliance. Prior to her current role, Cheyenne worked as an Industry Onboarding Analyst at Coinbase, where she helped integrate new business users into the cryptocurrency ecosystem.

Her background also includes AML Compliance positions at WorldRemit and Promontory Financial Group (an IBM Company), where she developed strong skills in regulatory compliance and financial crime detection.

ACFCS

Frequently Asked Questions

Registration

How do I register?

Purchase your seat(s) above!

Following your purchase, a confirmation email will be sent within 1-2 business days. The confirmination email will include, among other details, the Zoom registration link. Please be on the look out!

Can we register as a group?

Please reach out to our sales team for group rates at sales@acfc.org.

Can I cancel my registration?

Registrations are non-refundable per the refund policy below.

E-learning services are intangible goods. As such, they are impossible to return once accessed, and we cannot provide any refunds for purchased e-learning products. Refunds will only be provided in instances where we are unable to provide you with the e-learning package that you purchased from us. Please refer to our Terms and Conditions to learn more.

If you have extenuating circumstances, please contact customer service at customerservice@acfcs.org.

When does registration close?

Registration closes the day prior to the workshop. For the best user experience, we recommend registering at least 2 days prior to the workshop to allow time to complete any pre-work and your registration through Zoom.

Access

How do I access the virtual workshop?

This Workshop is hosted on Zoom.

  • The confirmation email will contain the Zoom registration link.
  • Please ensure you register through Zoom.
  • Once you register through Zoom, you will be sent a confirmation email from Zoom with your unique link and a calendar appointment.
  • On the day of the event, click on your link to join the event contained within the calendar appointment or your Zoom confirmation email (Please check your "other/spam" folder if you cannot find the confirmation email in your inbox.
  • Cameras and mics will be on so be sure you are camera ready or please feel free to turn off your camera.

What if I lose my login credentials?

Please contact our support team at customerservice@acfcs.org. Our team will resend you the Zoom confirmation email with your unique link to join the workshop.

Technical Requirements

What are the System Requirements?

Operating System: Windows 10/11, macOS 10.13+, Linux, Chrome OS, iOS, or Android
Browser: Chrome, Firefox, Safari, or Edge (latest versions recommended)
Internet Connection: Minimum 1.5 Mbps upload/download speed (3+ Mbps recommended)
Hardware: Webcam and microphone (built-in or external)

Will I need to download any software?

Software Requirements

No additional software download required for browser access

Optional: Zoom App Installation & Setup

  • Download the Zoom client from zoom.us/download before the workshop
  • Test your setup at zoom.us/test
  • Create a free Zoom account if you don't already have one
  • Ensure your Zoom client is updated to the latest version

I am having difficulties with Zoom, what do I do?

Troubleshooting

  • If audio/video issues occur, try refreshing your browser or restarting the Zoom client
  • Disable VPN connections which may interfere with video streaming
  • Close unused applications to improve performance
  • Switch to a wired ethernet connection if WiFi is unstable
  • If completely disconnected, rejoin using the same link

Will I need audio / video capabilities?

Yes! This workshop is interactive, please come prepared to be on camera and on mic!

Audio/Video Requirements

  • Webcam or built-in camera for video meetings
  • Microphone (built-in or external)
  • Speakers or headphones
  • Recommended: Headset with microphone for best audio quality

During the Workshop

What interactive features are available during the workshop?

Webinar Interaction

Q&A Panel: Submit questions to presenters anytime during the session
Chat: Send messages to hosts, panelists, or other attendees
Polls: Participate in interactive polls launched by the host
Raise Hand: Virtually raise your hand to be recognized
Reactions: Use emoji reactions to provide non-verbal feedback

Will a recording be available?

No. To facilitate the most open and actionable dialogues, workshops will not be recorded and will not be recorded or available for viewing on-demand.

What if I experience technical difficulties during the event?

Troubleshooting

  • If audio/video issues occur, try refreshing your browser or restarting the Zoom client
  • Disable VPN connections which may interfere with video streaming
  • Close unused applications to improve performance
  • Switch to a wired ethernet connection if WiFi is unstable
  • If completely disconnected, rejoin using the same link

If you need additional assistance, please contact customerservice@acfcs.org

Where do I find my Certificate of Participation?

Certificates of Participation will be provided via email following the completion of the workshop.

Additional Support

I am not based in the United States, is this Workshop still relevant to me?

While the content and examples will primarily focus on US best practices and standards, the core principles and strategies discussed may be applicable across many international contexts.

 

Do I have to complete the pre-work in order to receive credit for the workshop?

No, pre-work is not required to receive credit for attending the workshop. You will receive full credit for participation by attending the live Zoom webinar session. However, we strongly recommend completing the pre-work materials to better understand the workshop content and for easier engagement in discussions and activities.

 

Where can I find help during the event?

Support is available through our help desk:
- Help desk email: customerservice@acfcs.org

Where is my Certificate of Participation?

Certificates will be provided via email following the completion of the workshop.

Where do I find more information on CFCS?

Interested in getting certified? Find more information here: CFCS Certification Overview

Where do I find more information on Enterprise and Group pricing?

Interested in getting an Enterprise or Group Package? Find more information here for groups of 10 or more : Enterprise Solutions and Groups

How do I get involved with my local Chapter?

Interested in getting involved with your local ACFCS Chapter? Find your chapter here: ACFCS Chapters